4 thoughts on “Aside from taking out a credit card, what else can rebuild a bad credit rating?”

  1. good job so far, next finish paying off the rest of the bad debt (remaining 5%) then take out a secured loan. lets say you have 1000.00 in the bank, tell the bank you want to take out a loan against it. pay it off in 6-12 months (prefferably 6). this builds your credit quickly.

  2. Pay your debts on time. Creditors want to see how you handle your debt, and rebuilding a bad history can take a year or two. Here is a great site on simple steps to begin this process:

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