Having mixed credit ratings on your credit report: Is this just as bad as it ALL being bad or no?

March 18th, 2009  | Tags: , ,
ILoveMySon asked:


I have 6 items on my report: One is an I0- best rating for installments One is an r3 – 3rd best Two are r9s WORST rating ( sent them both the minumum payment today- will that help?? ) and ONE is the public records for a collection from some stupid gym that tricked me into a contract anyways Ive been paying that r3 one now every month Im wondering how long til it goes to an r2 or will it ever? Also the r9s can I improve them and if any improve will that look better or since the r9s and that collections is on there will it just all look bad? I meant I1 for the installment hehe I’m asking: If I have SOME OK or good ratings even though most are the worst ratings possible is that better than just having all r9s or does it pretty much just all look bad?

Julian
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