Improve Your Credit Rating Now – 3 Tips to a Better Credit Score

Roxanne Black asked:

A credit rating is a financial record that is attached to your name. It is vitally important that you keep your credit score high and clean. If you do not do this then you may find that it is very difficult to get anything financially related, such as credit cards and bank loans. The good news is however that you can improve your credit score using these top 3 tips. Find out how you can do it now

1- Always pay your bills on time

This is a major one and is the main reason most people have a bad credit score. You need to pay your bills as soon as possible, as soon as they arrive if you can. Even being just a little bit over can have an impact on your credit score. Do your best to get them paid on time.

2- Monitor your debt levels

This can be as simple as keeping an eye on your credit card account. The best way to handle a credit card account is to keep the credit available at under 50% of the credit that you have available to keep your credit rating clean. If you are using more of the credit then take steps to get it lowered. Find ways of paying it off if you want to get your credit rating raised.

3- Check your credit score

This is an important tip. You may be getting a bad credit rating even when its not your fault. You can raise it by removing false information and mistakes as these can happen often.

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