Tag Archives: 4 Months

How bad can you screw up your credit by not paying a $198.00 cell phone bill for 4 months?

theTru7h asked:

I’m gonna pay it soon, within the next 2 months. Well my car is not a winter car and I have to go get something to drive this winter. I found a car that I like for $3,000. I had an above average credit rating but I haven’t paid my cell phone for 2 months and was late one time on a best buy and lenscrafters credit cards. I paid them the next month the fees and monthly paymentX2. I pretty sure I know the answer to this question but, do I have a chance to get a 3k loan or did I screw myself? Yeah I figured.