Tag Archives: Advertisments

how essential is a credit score?

jeremy asked:

is a credit score still essential? in what sense? there are lot’s of advertisments saying “0% APR and after that is 8.9% for bad credits.” and then whenever i check my yahoomail there is always an ad that says, ‘sour credit? sweet card.” there are also cars, loans, credit cards, mortgages, refinance that requires no downpayment plus good APR rates. how essential are credit scores nowadays?