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	<title>How To Improve A Bad Credit Rating &#187; Fear</title>
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	<link>http://bad-credit-rating.com</link>
	<description>How To Improve A Bad Credit Rating Or A Bad Credit Score</description>
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		<title>Please someone who hasn&#8217;t bought into the fear: is hurting my credit score w/ a foreclosure really that bad?</title>
		<link>http://bad-credit-rating.com/please-someone-who-hasnt-bought-into-the-fear-is-hurting-my-credit-score-w-a-foreclosure-really-that-bad</link>
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		<pubDate>Thu, 18 Dec 2008 07:26:13 +0000</pubDate>
		<dc:creator>blgdminz</dc:creator>
				<category><![CDATA[Bad Credit Rating]]></category>
		<category><![CDATA[Fear]]></category>
		<category><![CDATA[Fixed Rate]]></category>
		<category><![CDATA[Foreclosure]]></category>

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		<description><![CDATA[TJL asked: if im not planning any big purchases, what does it matter over the next 7 years?

My house is WAY underwater, and as someone who did everything responsible: fixed rate, down payment, etc, my mortgage company is refusing to work with me at all on my negative equity situation.Tom
]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href=""><img src="/." title='' alt='' /></a></div><div><em><strong>TJL</strong> asked: </em><br/><br/><br/>if im not planning any big purchases, what does it matter over the next 7 years?

My house is WAY underwater, and as someone who did everything responsible: fixed rate, down payment, etc, my mortgage company is refusing to work with me at all on my negative equity situation.<br/><br/><a href=''>Tom</a></div>
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