Tag Archives: Handicap

What is the best starter credit card?

Chanty asked:

I have absolutely no credit and have tried so many times but can’t get a card with no fees. No credit seems to be the same as bad credit. I am willing to pay a small amount to get a good credit rating. What would be the best and cheapest card for me? I don’t want to run a shopping spree. I just want to develop a good credit rating so it won’t be a handicap for a house/car etc. in my future. I paid my cable and cell where I lived for years in Austria. There I had a Visa Credit Card. No Fees. But that doesn’t count for America.