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	<title>How To Improve A Bad Credit Rating &#187; Loans</title>
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		<title>What is the best way to repair a bad credit rating?</title>
		<link>http://bad-credit-rating.com/what-is-the-best-way-to-repair-a-bad-credit-rating</link>
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		<pubDate>Thu, 25 Dec 2008 14:18:06 +0000</pubDate>
		<dc:creator>blgdminz</dc:creator>
				<category><![CDATA[Bad Credit Rating]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Loans]]></category>

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		<description><![CDATA[coola asked: I have overdrafts, loans and credit cards and I have missed many payments on all of them and am overlimit on my overdraft and credit card. Apart from making payments on time how can I get a better credit rating? Will it only get better once I don&#8217;t owe anything or if I [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"></div><div><em><strong>coola</strong> asked: </em><br/><br/><br/>I have overdrafts, loans and credit cards and I have missed many payments on all of them and am overlimit on my overdraft and credit card. Apart from making payments on time how can I get a better credit rating? Will it only get better once I don&#8217;t owe anything or if I begin to make regular payments on time will that improve it? How long does it take for it to begin to improve? I&#8217;m in the UK so need info for here please. Thank you!<br/><br/>Hannah</div>
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