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	<title>How To Improve A Bad Credit Rating &#187; Screw</title>
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	<description>How To Improve A Bad Credit Rating Or A Bad Credit Score</description>
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		<title>How bad can you screw up your credit by not paying a $198.00 cell phone bill for 4 months?</title>
		<link>http://bad-credit-rating.com/how-bad-can-you-screw-up-your-credit-by-not-paying-a-198-00-cell-phone-bill-for-4-months</link>
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		<pubDate>Thu, 18 Sep 2008 07:28:49 +0000</pubDate>
		<dc:creator>blgdminz</dc:creator>
				<category><![CDATA[Bad Credit Rating]]></category>
		<category><![CDATA[4 Months]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Screw]]></category>

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		<description><![CDATA[theTru7h asked: I&#8217;m gonna pay it soon, within the next 2 months. Well my car is not a winter car and I have to go get something to drive this winter. I found a car that I like for $3,000. I had an above average credit rating but I haven&#8217;t paid my cell phone for [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href=""><img src="/." title='' alt='' /></a></div><div><em><strong>theTru7h</strong> asked: </em><br/><br/><br/>I&#8217;m gonna pay it soon, within the next 2 months. Well my car is not a winter car and I have to go get something to drive this winter. I found a car that I like for $3,000. I had an above average credit rating but I haven&#8217;t paid my cell phone for 2 months and was late one time on a best buy and lenscrafters credit cards. I paid them the next month the fees and monthly paymentX2. I pretty sure I know the answer to this question but, do I have a chance to get a 3k loan or did I screw myself? 
Yeah I figured.<br/><br/>Arrianne</div>
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