How To Improve A Bad Credit Rating » Stupid Answers http://bad-credit-rating.com How To Improve A Bad Credit Rating Or A Bad Credit Score Mon, 27 Jun 2011 13:42:12 +0000 http://wordpress.org/?v=2.8 en hourly 1 How can i get a loan for a house with bad credit? http://bad-credit-rating.com/how-can-i-get-a-loan-for-a-house-with-bad-credit http://bad-credit-rating.com/how-can-i-get-a-loan-for-a-house-with-bad-credit#comments Tue, 25 Nov 2008 01:32:39 +0000 blgdminz http://bad-credit-rating.com/how-can-i-get-a-loan-for-a-house-with-bad-credit
jay s asked:


I am 27 years old, and I have really bad credit. I havent put much debt on my record in the last 3-5 years, and actually should be improving it as we speak. I want to buy a house in the range of like $120,000-$160,000. I dont have much money to put as downpayment, maybe like $5,000. I do plan on doing like a debt consolitdator to pay off credit card debts and charge offs that i may have from previous “party days”. How should i go about getting a loan for that much? I know that most banks will not even consider. Should i buy if i get a loan or wait until i pay off my debts, so that i can get better mortgage rates. I am not that educated on this, but am trying to understand the loan and equity world. Please any advice would be appreciated, and ill give 5 star answer to the best! Please no stupid answers like I should have not ran up so much debt or not partied so much in my days. I am aware of this and Im seeking advice on how to deal with it. Thank you!

Kevin
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