What Is The Freaking Deal With Prospective Employers Checking Credit?
April 26th, 2009
| Tags: Creditor, Hell, Unemployment
Guy S asked:
I’ve been on a job hunt for several months now. I’m trying to get away from the Strictly commission jobs and get a job that I know how much money I will have every month and how to set my budget etc. I’ve applied everywhere, some have interviewed me, and many have denied me because of my negative credit rating. When I lost my solid salary+commission job, I wasnt able to pay bills. I tried filing unemployment, but dont qualify. I went from a $70,000/yr job to applying at walmart making $6 an hour. Everywhere I’ve applied denies me because of the credit. How the hell am I supposed to pay bills and fix the negative marks when I cant get a job? Explaining to a creditor that you cant get a job due to credit problems doesnt work so well. My qualifications have been pretty competitive in most places I’ve applied. But the saying ive seen saying that bad credit = irresponsibility isnt true. Its unforeseen events or problems that arise is an attribute to bad credit in A LOT of cases.
Cameron
I’ve been on a job hunt for several months now. I’m trying to get away from the Strictly commission jobs and get a job that I know how much money I will have every month and how to set my budget etc. I’ve applied everywhere, some have interviewed me, and many have denied me because of my negative credit rating. When I lost my solid salary+commission job, I wasnt able to pay bills. I tried filing unemployment, but dont qualify. I went from a $70,000/yr job to applying at walmart making $6 an hour. Everywhere I’ve applied denies me because of the credit. How the hell am I supposed to pay bills and fix the negative marks when I cant get a job? Explaining to a creditor that you cant get a job due to credit problems doesnt work so well. My qualifications have been pretty competitive in most places I’ve applied. But the saying ive seen saying that bad credit = irresponsibility isnt true. Its unforeseen events or problems that arise is an attribute to bad credit in A LOT of cases.
Cameron
Many people don’t want to hire people with poor credit due to potential embezzlement or identity theft potential. This is not to say that you would do such a thing . It is just a fact of life
I don’t think Employers should have any business checking
out Credit Reports exactly for that reason. They don’t know HOW or WHAT CAUSED and bears nothing on how well
you can do a job.